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Tulane-sponsored Student Health Insurance Plan (T-SHIP)

The Tulane-sponsored Student Health Insurance Plan (T-SHIP) offers access to both New Orleans area healthcare providers and on-campus services as well as simplified billing and convenient on-campus prescription fulfillment. 

Some out-of-state and international health insurance plans may lack coverage in the New Orleans area. T-SHIP ensures access to a wealth of providers in New Orleans, including the city's major hospitals and a wide array of specialists. T-SHIP also covers students when they travel, so they're covered at home and abroad.

Students with T-SHIP enjoy no co-pays, deductibles or coinsurance at The Health Center as well as low deductibles and impressive coinsurance rates with other providers.

T-SHIP is provided in collaboration with United Healthcare Student Resources (UHCSR). It can be used as a primary health insurance plan or may supplement a student's existing family insurance plan. Coupled with the Student Health and Wellness Fee, T-SHIP covers visits to Tulane's on-campus Health Center--including the cost of medical supplies, laboratory tests, and examination fees. 

While we recommend that Tulane students enroll in T-SHIP, we understand that some students will prefer to waive enrollment in favor of comparable coverage. Tulane has partnered with Gallagher Student Health & Special Risk to verify student coverage online. To demonstrate equivalent or better coverage to waive, please first review the benefits comparison and health insurance requirements.

T-Ship Premium

  Term Premium
Full Academic Year 2017-2018
For new and returning students
Aug. 19, 2017 -
Aug. 18, 2018
Spring/Summer 2018
For new Students (attending for the first time this academic year)
Jan. 1, 2018 -
Aug. 18, 2018


Your Insurance ID Card ▾

You may access and print your health insurance ID card once you have created a user name and password to access your UHCSR "MyAccount". Visit and follow the on-screen prompts. You may also call United Healthcare Student Resources at 800-767-0700 to request a health insurance ID card be mailed to your current address. Please present your card at all healthcare visits.

Medical Referrals & Emergency Care Follow-Up ▾

Students with T-SHIP and assessed the Student Health & Wellness Fee MUST SEEK a referral must visit a provider at The Health Center for assistance prior to receiving care in the community. Specialist referrals must be obtained each year per medical event.

Students with T-SHIP who require follow-up care after an emergency room visit must visit a provider at The Health Center for a referral prior to receiving care in the community.

When is a The Health Center or CAPS referral not necessary? Learn more about treatment and referrals in the FAQs.

Billing and Reimbursement ▾

When you receive a bill from a provider or facility you visited outside The Health Center, follow these steps:

  1. Do not ignore the bill.
  2. Figure out if it is (a) a bill, (b) a statement of charges sent to your insurance company (explanation of benefit), or (c) a processed claim.
  3. Does the billing provider have your insurance information?  Usually there is a space on the back of the billing invoice to provide this information or a number you can call for clarification.
  4. If you have T-SHIP and you have questions about a claim or a denial, call the Customer Service number, 800-767-0700.  Be sure to get the name of the representative who assists you.
  5. If your claim was denied, did you have the required referral?  Please note that referrals cannot be backdated and must be renewed each policy year.
  6. For billing/reimbursements problems that persist after you have followed the above steps, please contact the Student Health Insurance office.