NOTICE: ALL Campus Health services will be CLOSED from 12:00-1:00pm every business day starting May 20th and lasting through August 9th.

A note to spring 2024 graduating students with the Tulane-sponsored Student Health Insurance Plan (T-SHIP):

  • Even though you're graduating in May, your T-SHIP coverage lasts until Aug. 18.
  • If you need additional time on T-SHIP beyond Aug. 18, you can request an extension of up to 90 days. This request should be submitted through the Gallagher portal.
  • You have access to Campus Health services through May 31, but starting in June, you'll need to find another source for healthcare services.
  • If you're going to be living within 30 miles of New Orleans after graduation and while your T-SHIP coverage is active, notify healthins@tulane.edu, so we can remove the referral requirement from your coverage.

Benefit Comparison

Benefit Comparison Chart for 2023-2024 Academic Year

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Comparison Points Benefit with T-SHIP at The Health Center on Campus T-SHIP In-Network T-SHIP Out of Network Your Plan

Annual Deductible

No Deductible

$250

$500

?

Family Deductible 

 N/A 

$750

$1,500

?

Maximum Out of Pocket Limit

No Limit

$5,000 Per Insured Person,
Per policy year  $10,000.00 for all Insureds in a family Per Policy year

$5,000 Per Insured Person, Per policy year 
$10,000 for all Insureds in a family Per Policy year

?

Office Visit 

No Co-pay

Community Referral: $30 Co-Pay

Community Referral: $30 Co-Pay

?

Emergency Room

N/A

$100 Co-pay

Co-pay + 60% of Usual and Customary Charges for Medical Expense 

?

Urgent Care

N/A

$30 Co-Pay in addition to Policy Deductible

$30 Co-Pay in addition to Policy Deductible

?

In-House Laboratory Services

No Co-pay

90% of Preferred Allowance for Covered Medical Expense after deductible is met

60% of Usual and Customary charges for covered expense after deductible is met

?

Inpatient Medical Visit 

N/A

90% of Preferred Allowance for Covered Medical Expense after deductible is met

60% of Usual and Customary charges for covered expense after deductible is met

?

Prescription Drugs

$15.00 Co-pay

Tier 1 $20 Co-pay
Tier 2 $50 Co-pay
Tier 3 $80 Co-pay

$20 Deductible per generic drug  
$50 Deductible per brand name drug

When Specialty Prescription Drugs are dispensed at a Non-Preferred Specialty Network Pharmacy, the Insured is required to pay 2 times the retail co-pay (up to 50% of the Prescription Drug Charge).

?

Physical Therapy  Visit

N/A

Community Referral: $30 Co-Pay in addition to Policy Deductible

Community Referral: $30 Co-Pay in addition to Policy Deductible

?

Medical Coverage while Studying Abroad

N/A

90% of Preferred Allowance for Covered Medical Expense after deductible is met

60% of Usual and Customary charges for covered expense after deductible is met

?