If a student’s health insurance plan meets or exceeds the following University standards, they are eligible to opt out of T-SHIP and use their current plan.
- The plan is ACA-compliant, is underwritten in the United States and has a U.S. based claims payment office and telephone number.
- The plan will be active for the duration of the academic year or until the student’s academic program ends.
- The plan provides coverage for health care where the student is attending classes (whether on a Tulane campus or elsewhere).
- Benefits must include:
- unlimited annual and lifetime benefits (i.e. there is no policy maximum).
- preventive and routine care in the New Orleans area.
- urgent, emergency and follow-up care in the New Orleans area.
- coverage for club sports. (This requirement does not apply to NCAA competitive sports).
- coverage for the entire academic year while attending Tulane.
- pharmacy benefits.
- mental health benefits.
- coverage of pre-existing conditions without a waiting period (for example, heart disease, renal failure, cancer, etc.).
Degree-seeking international students are required to buy the Tulane-sponsored Student Health Insurance Plan (T-SHIP). Non-degree J-1 students sponsored by Tulane University must be enrolled in a university-sponsored health insurance plan.
