If I am enrolled in T-SHIP and later become eligible for enrollment in an alternative insurance plan, may I terminate my enrollment in T-SHIP?
You may only terminate your enrollment in T-SHIP before April 30 of the policy year if you undergo one of the following qualifying events:
- You become eligible for the first time for health insurance as a dependent on your parents’ or guardians' policy.
- You become eligible for the first time for health insurance through new employment or a change in employment.
- You become eligible for the first time for health insurance due to a change in marital status.
The health insurance plan must meet University standards for adequate coverage. You must complete and submit a qualifying event form and supporting documentation proving first-time eligibility to the Insurance Enrollment and Verification Office within 30 days of the qualifying event.
How do I know if I am eligible to enroll in T-SHIP?
Except for distance learning students, all degree-seeking registered students, part-time registered students with at least 3 credit hours, dissertation, teaching assistants, professional and executive program students are eligible for T-SHIP. No student will be enrolled in T-SHIP until they have confirmed their registration with the registrar's office. If you are unsure of your eligibility, please contact the Insurance Enrollment and Verification Office.
I am a distance learning student. Am I eligible to enroll in T-SHIP?
Per United Healthcare Student Resources, distance learning only students are not eligible to enroll in T-SHIP.
Am I eligible to enroll in T-SHIP once I have already opted out?
If you have opted out of T-SHIP but wish to enroll later, you may only do so if you experience a qualifying event (i.e. loss of coverage under your alternate insurance plan due to a change of employment, change in marital status, or reaching the age limit of your insurance plan). You must complete a qualifying event form and supporting documentation proving loss of coverage to the Insurance Enrollment and Verification Office within 30 days of the qualifying event.
Am I eligible to enroll in T-SHIP when I am on a leave of absence from Tulane University?
Tulane University allows eligible students who are on an approved leave of absence to continue enrollment in T-SHIP for a maximum of one year. To be eligible for this arrangement, the student must be enrolled in T-SHIP before beginning the leave of absence, and the student must intend to return to the University and remain a degree-seeking candidate. Eligible students are required to submit payment and a copy of the approved leave of absence verification form, signed by a dean or an advisor, to the Insurance Enrollment and Verification Office.
Students enrolled in annual coverage who take a leave of absence during the spring semester remain covered under the plan until the end of the policy year.
What happens to my T-SHIP coverage if I am not a registered student?
If you are not registered for classes by the posted enrollment deadline for each semester, you are not eligible to purchase coverage with T-SHIP. The insurance premium will be removed from your semester tuition bill, and the coverage will be cancelled retroactively to the start date of that term (August 19 for fall, January 1 for spring).
May I continue my T-SHIP coverage after graduation?
Students graduating in December will be covered until the end of that month (December 31), and students graduating in May will be covered until the end of the policy year (August 18). Graduates who have been continuously insured under T-SHIP but will lose coverage due to graduation may request to extend coverage for up to 90 days. To request extended coverage, students must contact United Healthcare Student Resources at 800-767-0700. Premiums must be paid directly to UHCSR and must be received within 30 days following the expiration date of the student’s coverage.
How do I opt out of T-SHIP?
If you are enrolled in a health insurance plan that meets the University’s standards for adequate insurance, and you wish to opt out of T-SHIP, you must submit a waiver request. Access full instructions on how to opt out of T-SHIP.
I opted out of T-SHIP last academic year. Do I have to do so again this year?
Yes. You are required to demonstrate to the University each academic year that you are enrolled in a health insurance plan that meets the standards for adequate insurance. Therefore, you must submit a waiver request at the beginning of each academic year. Students who enter Tulane for the first time during the spring semester must submit a waiver request before the posted deadline. Please note that this waiver request will only cover the remainder of the academic year, and an additional waiver request for the following fall semester will be due by August 1. Deadlines are posted on the following pages: How to Opt Out of T-SHIP and How to Request T-SHIP Coverage.
Who is Gallagher Student Health and Special Risk? I thought T-SHIP was provided by United Healthcare?
Gallagher Student Health and Special Risk provides independent insurance verification services for Tulane University. Gallagher does not profit from T-SHIP enrollment. United Healthcare is the insurance provider for T-SHIP.
What happens if my waiver request is denied or pending?
If your waiver request is denied or pending, you must contact Gallagher Student Health and Special Risk for additional information and assistance. You may email firstname.lastname@example.org or call 844-484-0090. If you do not follow up with Gallagher to resolve the issues with your waiver request, you will be automatically enrolled in T-SHIP and your student account will be charged for the premium.