How to Opt Out of T-SHIP

Opting out of T-SHIP

Students who do not wish to enroll in the Tulane-sponsored Student Health Insurance Plan must demonstrate that they are enrolled in a health insurance plan that meets or exceeds University standards for adequate insurance. Tulane University has contracted with Gallagher Student Health and Special Risk to provide insurance verification services. Students will submit a waiver request through the Gallagher online portal. Once a waiver request is approved, the student can opt out of T-SHIP. Follow the steps below and view our handy health insurance action flowchart.

Step One – Review the University standards for adequate insurance.

Tulane strongly suggests that a student and/or their parents review the University’s standards for adequate insurance. The insurance verification process takes time, so reviewing the standards and beginning the health insurance action process early will ensure that compliance is reached before the deadline.

View the University standards for adequate insurance.

Step Two – Submit a request to opt out of T-SHIP.

1. Visit gallagherstudent.com/tulane, and log in using your Tulane credentials.
2. In the top left menu, select Student Waive.
3. Follow the on-screen instructions to fill out the form. Please note that you will need to provide insurance information from the front and back of your current health insurance ID card.
4. Once you have submitted the form, you will see a reference number on your screen, and it will also be sent to your email address. Keep this number in case you need it later.

Step Three – Verify that your waiver request was approved.

You should receive a message in your Tulane email within 72 hours. This email will contain the status of your waiver request, either APPROVED, PENDING, or DENIED.

If your waiver request was approved

If your request was approved, the University has verified that your insurance meets the standards, and you have successfully completed the process. Please note that you will have to repeat this process each academic year that you attend Tulane.

If your waiver request is pending

If your request is pending, you may need to upload additional supporting documents for your request to be approved. Log back in to the Gallagher portal to find out what information is needed.

If your waiver request is denied

If your request is denied, Gallagher has determined that your insurance does not meet the standards.

My waiver request was denied, but I don’t want to enroll in T-SHIP. What else can I do?

If your waiver request was denied, but you do not want to enroll in T-SHIP, you have the following options.

1. Contact your insurance company and ask if you can change your existing coverage to meet University standards.
2. Purchase a different health insurance plan that meets University standards.

Once you have performed one of these two actions, you must repeat the waiver request process and verify that your new request has been approved.

Need assistance?

If you need help navigating the waiver request process, the following resources are available to you.

Health Insurance Action Flowchart

Access our helpful flowchart for information about the health insurance action process.

Contact Gallagher Student Health and Special Risk

Call 844-484-0090.

Contact the Campus Health Insurance Enrollment and Verification Office

Call 504-865-5256, Option 1 or email healthins@tulane.edu.