How to Opt Out of T-SHIP

Tulane strongly suggests that a student and/or their parents review the University’s standards for adequate insurance. The insurance verification process takes time, so reviewing the standards and beginning the health insurance action process early will ensure that compliance is reached before the deadline.

View the University standards for adequate insurance.

Visit the Gallagher portal, and log in using your Tulane credentials. Follow the on-screen instructions to submit your waiver request.

Opt out of T-SHIP via the Gallagher portal.

You should receive a message in your Tulane email within 24 hours (most are within minutes). This email will contain the status of your waiver request, either APPROVED, PENDING, or DENIED. Note the waiver information is saved from the previous year (if student is covered by the same health insurance as last year, request to populate health insurance from previous year for the current year and click submit).

If your waiver request was approved

If your request was approved, the University has verified that your insurance meets the standards, and you have successfully completed the process. Please note that you will have to repeat this process each academic year that you attend Tulane.

If your waiver request is pending

If your request is pending, you may need to upload additional supporting documents for your request to be approved. Log back in to the Gallagher portal to find out what information is needed.

If your waiver request is denied

If a student has met all applicable deadlines and received a denial through the Gallagher appeals process, they may appeal the decision to Tulane’s Student Health Insurance Appeals Committee (T-SHIP Appeals Committee).

Learn how to appeal.