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Health Insurance Requirements

Access to health care and adequate health insurance are essential to students’ well-being. Inadequate health insurance can result in catastrophic health outcomes and extraordinary costs, as well as unexpected barriers to achieving academic success and scholarly pursuits. Tulane requires degree-seeking students and Tulane-sponsored students in J-1 status to demonstrate enrollment in and maintain adequate, quality medical insurance.

Domestic Student Requirement

New and returning students who are degree seeking are required to have adequate health insurance that meets or exceeds Tulane University standards, either through the Tulane-sponsored Student Health Insurance Plan (T-SHIP) or a comparable health insurance plan based in the United States. This requirement also applies to degree-seeking students who may live off campus, participate in out-of-town internships or study abroad for any length of time during the academic year.

International Student Requirement

International students are defined as any enrolled student that is not a U.S. citizen or permanent resident. Degree-seeking international students must be enrolled in T-SHIP. Non-degree-seeking J-1 students sponsored by Tulane University must be enrolled in a university-sponsored health insurance plan and will receive more information during their onboarding process.

Are you an international student who is covered by a U.S.-based group health insurance plan (for example, a U.S.-based, employer-sponsored, ACA-compliant group plan)? Learn how to request an exemption to the T-SHIP requirement.

Actions required by students

Students who are required to have health insurance must choose between the following options by the deadline posted below:

1. enrolling in T-SHIP

If you are a new degree-seeking Tulane international student, you will be automatically enrolled and no action is required.

2. opting out of T-SHIP by receiving an approved waiver after demonstrating coverage meets or exceeds University standards

 

Below are some helpful links to aid students in making this decision.

Reminders to take action are sent periodically to students’ Tulane email accounts.

If students do not receive an approved waiver request by the deadline, they will be automatically enrolled in T-SHIP and charged for the premium. The charge for the T-SHIP premium will be placed on the student’s accounts receivable bill in two installments, and they will be responsible for paying the full charge. They will be unable to cancel coverage for any reason. It is best for students to take action as early as possible to avoid being charged for unwanted insurance coverage.

Request T-SHIP coverage.

Opt out of T-SHIP.

Submit questions about student health insurance.

Health Insurance Action Dates and Deadlines
2021-2022 Academic Year

New and returning students
Enrollment Open: June 24, 2021
Compliance Deadline: Aug. 15, 2021

2022 Spring Semester 

Students attending for the first time this academic year
Enrollment Open: Early December
Compliance Deadline: January 15, 2022

Which Tulane students are not required to have health insurance?

Domestic non-degree-seeking students

Non-degree-seeking domestic students are not required to have health insurance; however, if enrolled in 3 credit hours or more, they are eligible to enroll in T-SHIP. Eligible non-degree-seeking students who wish to enroll in T-SHIP must request coverage. They will not be automatically enrolled.

Learn how to request T-SHIP coverage.

School of Professional Advancement students

School of Professional Advancement (SoPA) students are not required to have health insurance; however, if enrolled in 3 credit hours or more, they are eligible to enroll in T-SHIP. Eligible SoPA students who wish to enroll in T-SHIP must request coverage. They will not be automatically enrolled.

Learn how to request T-SHIP coverage.

Distance Learning students

Distance Learning students are not required to have health insurance but are eligible to enroll in T-SHIP. Distance learning students, who are enrolled at Tulane University taking 3 or more credit hours are eligible to enroll in the student health insurance plan on a voluntary basis.  Eligible dependents including domestic partners of enrolled students may purchase the plan on a voluntary basis.  Dependent coverage will be purchased through United Healthcare Student Resources directly.

Learn how to request T-SHIP coverage.